Prequalify/Preapprove your Mortgage Loan

What's the difference? A pre-qualification is just a mortgage loan officer's estimate (after looking over your current financial situation and future plans) of what kind of loan you should look for and how much you would qualify for in that program. A pre-approval is given to applicants who have submitted a full application and have been given credit approval for the requested loan amount. The benefits of pre-approval over pre-qualification include the ability to make an offer on a home that many sellers will accept before those of bidders who have not been pre-approved. Once you've been pre-approved, you're ready to make an offer!

Once you've been approved, you need to know the differences between pre-approval and full approval. Click here for more...

If you would like to be prequalified, download the form below and send it to me. I will contact you to set up an appointment to discuss the results. If you'd like to get pre-approved, or have questions about pre-qualification, please call me at (952) 853-0222. If you're ready to get into that new home, I can get your package started while we're on the phone.

Download Application Form
(Adobe Acrobat Reader PDF format)

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Kris Wilson
Fairway Independent Mortgage Corporation
3001 Metro Drive
Suite 280
Bloomington, MN 55425

Fax: (952) 851-8955

E-mail: kris@kriswilson.com

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