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Prequalify/Preapprove your Mortgage LoanUnderstanding the Difference Between Pre-approval and Pre-qualificationWhat's the difference? A pre-qualification is just a mortgage loan officer's estimate (after looking over your current financial situation and future plans) of what kind of loan you should look for and how much you would qualify for in that program. A pre-approval is given to applicants who have submitted a full application and have been given credit approval for the requested loan amount. The benefits of pre-approval over pre-qualification include the ability to make an offer on a home that many sellers will accept before those of bidders who have not been pre-approved. Once you've been pre-approved, you're ready to make an offer! Once you've been preapproved, you need to know the differences between pre-approval and full approval. Click here for more... If you would like to be prequalified or preapproved, please call or send an email. Please call me at (952) 853-0222 or email me at kris@kriswilson.com. If you're
ready to get into that new home, click here. Main | News
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