Free Mortgage, Closing, and Refinancing Forms and Checklists

Download Free Mortgage and Home Buying Forms

You're a busy person, spending time at work, on your cell phone, or up late getting the presentation done for the big meeting. Kris has gathered together the forms most-often required by loan applicants and put them on her site. Now you can download the forms you'll need to help get that loan done – without waiting for a fax or making a trip to her office.

Application Checklists

Home Loan Application Checklist
This handy forms help you keep track of the materials required for your loan application.

Purchase - First Time Homebuyers (Acrobat PDF)

Purchase - Conventional, FHA/VA Loans (Acrobat PDF)

Refinance - All Loans(Acrobat PDF)

Required Forms

Credit Report Authorization
After you have filled out this form (printing legibly and including middle initials and social security number), you can fax this form directly to Kris at 952-851-8955.

Credit Report Authorization (Acrobat PDF)

Credit Card Authorization
Use this form to authorize a charge to your credit card for your credit report or appraisal. Simply download, fill out, and fax to Kris.

Credit Card Authorization (Acrobat PDF)

Gift Letter
If you are receiving a gift, or are expecting any other unusual source of income, to help make that downpayment or cover closing costs, you and the donor must fill out this Gift Letter.

Gift Letter (Acrobat PDF)

Helpful Documents for Loan Applicants

Checklist for Home Help HUD Housing standards (Acrobat PDF)

Home Help income Limits by County (Acrobat PDF)

Property Seller Notification (Acrobat PDF)

Disputing Credit Report Information
Something's come up on your credit report, and you know it's not right. Now what? Download this handy form that will help you determine how to dispute credit report information, including the address, phone number, and Web site information for the three major reporting agencies.

Disputing Credit Report Info (Acrobat PDF)

Re-establishing Credit After a Bankruptcy
Helpful guidelines for re-establishing one's credit rating following a bankruptcy. Download this informative document to help with the credit re-building process.

Re-establishing Credit After a Bankruptcy (Acrobat PDF)