Download Free Mortgage and Home Buying Forms

You're a busy person, spending time at work, on your cell phone, or up late getting the presentation done for the big meeting. Kris has gathered together the forms most-often required by loan applicants and put them on her site. Now you can download the forms you'll need to help get that loan done – without waiting for a fax or making a trip to her office

Application Checklists

Pre-Approval - How to Apply for a Pre-Approval (PDF File)

Pre-Approval - First Time Homebuyers (PDF File)

Purchase - With a Property Chosen (PDF File)

Refinance - All Loans(PDF File)

Required Forms

Credit Report Authorization
After you have filled out this form (printing legibly and including middle initials and social security number), you can fax this form directly to Kris at (952) 487-8757.

Credit Report Authorization (PDF File)

Credit Card Authorization
Use this form to authorize a charge to your credit card for your credit report or appraisal. Simply download, fill out, and fax to Kris.

Credit Card Authorization (PDF File)

Gift Letter
If you are receiving a gift, or are expecting any other unusual source of income, to help make that downpayment or cover closing costs, you and the donor must fill out this Gift Letter.

Gift Letter (PDF File)

Gift Letter Explanation (PDF File)

Helpful Documents for Loan Applicants

Checklist for Home Help HUD Housing standards (PDF File)

Property Seller Notification (PDF File)

Disputing Credit Report Information
Something's come up on your credit report, and you know it's not right. Now what? Download this handy form that will help you determine how to dispute credit report information, including the address, phone number, and Web site information for the three major reporting agencies.

Disputing Credit Report Info (PDF File)

Re-establishing Credit After a Bankruptcy
Helpful guidelines for re-establishing one's credit rating following a bankruptcy. Download this informative document to help with the credit re-building process.

Re-establishing Credit After a Bankruptcy (PDF File)

New Laws Which May Affect You

Timelines Which Affect Your Closing Date (PDF File)

HUD Settlement Booklet (PDF File)

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